Overcollateralized stability
USB is backed by a basket of cryptoassets (mainly bitcoin and ether) and it’s pegged to the USD using delta-neutral strategies.
The multi-currency, yield‑bearing stablecoin platform.
Backed by:
Meet usb
Beyond digital dollars
USB is more than just a tokenized dollar. Built to be more decentralized and independent of banks, USB combines stability with yield generation, redefining the Stablecoin Standard.
Yield-bearing stablecoin
Earn interest just by holding USB.
Backed by cryptoassets
Collateralized by a basket of digital currencies.
Independent from banks
Cuts out traditional finance.
Decentralized at the core
Decentralization, right at the core of our design.
Transparent
Real-time data, monthly audits and proof-of-reserve reports.
Unique transfer ecosystem
Super fast and cost-effective cross border transactions.
As seen on:
Our Money Transfer Ecosystem
“Stabolut’s USB is what the DeFi industry has been looking for: a decentralized, transparent and yield-bearing stablecoin.”
Frederic Fernandez
Co-Founder - DexTools
FAQ
A yield-bearing stablecoin is a digital currency that maintains a stable value while automatically generating returns for its holders. With USB, you earn interest simply by holding the token in your wallet, with no staking or lock-ups required.
Traditional stablecoins keep the yield generated by their reserves. Yield-bearing stablecoins pass those returns to holders, so your money works for you while staying stable, accessible and usable for payments.
USB is backed by a basket of cryptoassets, mainly bitcoin and ether. The collateral is hedged with delta-neutral strategies so the value of the backing remains stable in USD terms regardless of market movements.
A delta-neutral strategy offsets the price exposure of the collateral by holding equivalent short positions. If bitcoin or ether move up or down, gains and losses cancel out, keeping USB pegged to the USD without relying on banks.
USB’s yield comes primarily from funding rates on the derivative positions used in the delta-neutral strategy. Market conditions, demand for leverage and the composition of the collateral basket all influence the rate.
Stabolut combines overcollateralization, diversified venues, real-time monitoring, monthly audits and proof-of-reserve reports. Decentralization at the protocol level removes single points of failure.
The yield is variable and depends on market conditions. Historical funding rates in crypto derivatives markets have typically produced attractive returns compared to traditional savings products. Real-time rates are published on our platform.